Chapter 1

I was born with the ability to see people’s auras of destiny.

Some are pitch black, indicating terribly bad luck; some are deep red, showing great fortune but with a corrupt heart; some shimmer with a faint gold, or are surrounded by lingering purple mist, meaning they’ll eventually turn their fate around.

But probably because having this skill goes against the natural order, my own financial luck is awful.

Money in my pocket gets lost, deposits in the bank vanish due to machine glitches, high-paying jobs fall through, and investments always tank.

Unless I spend it all, I can’t hold onto money at all.

I guess I’ll never be rich in this life. Oh well.

Trying to console myself, I went to great lengths to find a mentor. My master told me: “With those clairvoyant eyes of yours, you’re bound to suffer the five disadvantages and three deficiencies (The “five disadvantages and three deficiencies” refer to a concept in traditional folklore where those with supernatural abilities suffer penalties like poverty, disability, or loneliness to balance their gifts.). Right now, it’s just financial loss—that’s already pretty good.”

Me: “…Sob, is there any way to fix it?”

My master, who looked barely adult, seemed helpless: “No.”

After a pause, she added: “Do more good deeds. Build up some merit.”

So, a dejected me followed my master’s advice and started an online fortune-telling business on the cheap—just ten yuan a session. Even when it got popular, it barely covered my basics.

Until one day, I bound to a system.

—[Congratulations! You’ve been selected as the 888th lucky user. Drawing your system now!]

I looked closely: The options were all over the place, from “Billionaire” to “Tycoon” to “Island Owner”…

Ever since I discovered I was different and could see everyone’s destiny auras, I stopped being a strict materialist.

I could accept all sorts of things beyond science. If an alien dropped from the sky right now, I wouldn’t bat an eye.

Plus, I’m a huge fan of system novels—didn’t expect this kind of cheat code to finally land on me.

My eyes lit up as the wheel slowed and stopped on… [Philanthropist].

Me: “?”

[Congratulations! You’re now bound to the Great Philanthropist System! This system will deposit 10,000,000,000… yuan into your account every month.]

Before I could count the zeros, the voice switched to a cheerful tone: [Hi, I’m Little Charity! Your funds for this month are in, but remember, you can’t spend them on yourself—only on others!]

Me: “…Cool.”

As if eavesdropping on my thoughts, the system enthusiastically consoled me.

[Host, don’t be discouraged. Even though you can’t spend the system’s money on yourself, you couldn’t save money anyway, so it’s no big deal!]

I choked: “…You’re great at comforting people.”

[Plus, while you’re bound to the system, you’re protected from the five disadvantages and three deficiencies. At settlement, if your philanthropy score is high enough, you’ll be free of the negative effects from your clairvoyant eyes forever!]

It sounded thrilled; I felt a surge of excitement.

So, during this time, I could start saving my own money?

This was my first step toward becoming rich!

“Little Charity, I have a question,” I asked eagerly. “In novels, spending money always gives rewards—like cashback. Will I get something like that?”

[Ehe! Of course not!] Little Charity said. [Philanthropy is about giving without expecting anything in return!]

Me: “…”

That makes sense, but something feels off.